In the Names and Mailing Address of Owners section, it must list you as the owner and your current address. Please do not write on your title, as this will void the title. Once you get your title, there may be some changes that need to be made before the title is ready to be given to Direct Federal. In this case, we will not be able to provide you with a duplicate title unless Direct Federal is listed as lienholder. The RMV will contact us to request that the title be mailed to them, resulting in a higher chance of title loss. Going to the RMV before filing a request with us will result in delayed processing of your forms. Please make sure all Direct Federal’s information is correct on all documentation so that we get notified of the state change. Simply go to your new RMV to title and register there. If you live in an owner retained state, you do not have to file a state change with us. IMPORTANT: The process is different for owner retained states. Then bring it to the RMV to complete the title and registration in your new state. We will mail the title to you at the address we have on file. This request allows us to print/prepare the title so you can process the state change at the RMV. You must complete this process with the applicable RMV. IMPORTANT: Direct Federal cannot process the state change for you. If you are moving to a different state within the U.S., a state change request should first be submitted through Online Banking or by calling our Contact Center at 888.2DIRECT.
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